Lumpsum Calculator – One-Time Investment Returns
See how a one-time investment grows with compound interest year by year.
Inputs
Breakdown
–of corpus = returns
Principal
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Est. Returns
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Total Value
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Year-by-Year Breakdown
| Year | Principal | Returns | Total Value | CAGR |
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Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
When is lumpsum better than SIP?▾
When markets are at a significant low and you have idle cash. During rising markets, SIP is generally safer.
Realistic return assumption?▾
Large-cap equity: 10-13%. Mid/small-cap: 13-18%. Debt funds: 6-8%. FDs: 6.5-7.5%.
How does inflation affect returns?▾
At 12% nominal and 6% inflation, real return is ~5.7%.
Rule of 72?▾
Divide 72 by annual return to estimate doubling time. At 12%, money doubles in ~6 years.