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Simple Interest Calculator – SI = P x R x T

Calculate simple interest using SI = P x R x T / 100.

Inputs

Breakdown

is interest
Principal
Simple Interest
Total Amount
Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.

Frequently Asked Questions

What is simple interest?
SI = P x R x T / 100. Interest only on principal, does not compound.
Where is SI used?
Short-term loans, treasury bills, flat-rate vehicle loans.
SI vs CI?
On Rs1L at 10% for 5 years: SI = Rs50K. CI annual = Rs61K. Gap grows with time.