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RD Calculator – Recurring Deposit Maturity Amount

Calculate RD maturity with quarterly compounding and quarter-by-quarter breakdown.

Inputs

Breakdown

–interest earned
Total Invested
–
Interest Earned
–
Maturity Value
–
Year-by-Year Breakdown
QuarterMonthly DepositCumulative InvestedInterest EarnedBalance
Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.

Frequently Asked Questions

How is RD interest calculated?▾
Banks compound RD interest quarterly.
RD vs SIP?▾
RD gives guaranteed 6.5-7.5% returns. Equity SIP can return 12-15% but with market risk.
Is RD interest taxable?▾
Yes at your slab. TDS at 10% if total bank interest exceeds Rs40,000/year.

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