Retirement Calculator – How Much Do You Need to Retire
Calculate retirement corpus requirement and monthly savings needed accounting for inflation.
Inputs
Breakdown
–of corpus needed
Corpus Required
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Monthly Exp at Retirement
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Monthly Savings Needed
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Years to Retirement
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Year-by-Year Breakdown
| Year | Age | Monthly Savings | Accumulated Corpus |
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Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
How much corpus do I need?▾
25x annual expenses. Spending Rs1L/month = need ~Rs3 crore at retirement inflation-adjusted.
The 4% rule?▾
Withdraw 4% of corpus annually and it lasts 30+ years. Use 3-3.5% for India to be conservative.
How does inflation affect planning?▾
At 6% inflation, Rs50K/month today = Rs1.6L/month in 20 years.
Cost of early retirement?▾
Retiring at 50 vs 60 requires 3-5x larger corpus.
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