EPF Calculator – Employee Provident Fund Corpus 2026
Estimate EPF corpus at retirement with salary increment and employer contribution breakdown.
Inputs
Breakdown
–employer contribution
Employee Contribution
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Employer Contribution
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Total Contribution
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EPF Corpus
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Year-by-Year Breakdown
| Year | Basic Salary | Employee Contrib | Employer Contrib | Corpus |
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Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
How is EPF calculated?▾
Employee: 12% of Basic+DA. Employer: 3.67% to EPF + 8.33% to EPS (capped at Rs1,250/month).
Current EPF rate?▾
8.25% p.a. for FY 2023-24.
Is EPF withdrawal tax-free?▾
Fully tax-free after 5 years of continuous service.
What is VPF?▾
Voluntary PF lets you contribute up to 100% of basic at the same EPF rate. Also qualifies for 80C.