NSC Calculator – National Savings Certificate Returns
Calculate NSC maturity value at 7.7% p.a. with year-by-year compounding breakdown.
Inputs
Breakdown
–interest earned
Investment
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Interest Earned
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Maturity Value 5yr
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Interest Rate
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Year-by-Year Breakdown
| Year | Opening Balance | Interest Earned | Closing Balance |
|---|
Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
Current NSC rate?▾
7.7% p.a. compounded annually, paid at maturity.
Is NSC interest taxable?▾
Interest deemed reinvested each year qualifies for 80C except final year.
NSC vs FD vs PPF?▾
NSC: 7.7%, 5yr lock-in, 80C. FD: flexible, taxable. PPF: 7.1%, 15yr, EEE tax-free.
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