SWP Calculator – Systematic Withdrawal Plan
Calculate how long your corpus lasts with monthly withdrawals at a given return rate.
Inputs
Breakdown
–total withdrawable
Monthly Withdrawal
–
Total Withdrawable
–
Corpus Lasts
–
Year-by-Year Breakdown
| Year | Opening Balance | Annual Withdrawal | Returns Earned | Closing Balance |
|---|
Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
What is SWP?▾
Withdraw a fixed amount monthly from mutual fund corpus while remainder stays invested and earns returns.
Sustainable withdrawal rate?▾
The 4% rule: withdrawing 4% of corpus annually makes it last 30+ years.
SWP vs FD interest?▾
SWP from equity funds can provide inflation-beating withdrawals while corpus grows.
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