NPS Calculator – National Pension System Corpus 2026
Project NPS retirement corpus, lump sum withdrawal, and estimated monthly pension.
Inputs
Breakdown
–annuity portion
Total Corpus
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Lump Sum (60%)
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Annuity Corpus
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Est. Monthly Pension
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Year-by-Year Breakdown
| Year | Age | Monthly Contribution | Corpus |
|---|
Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
Additional NPS tax benefit?▾
Rs50,000 extra under 80CCD(1B) over the Rs1.5L 80C limit – saving Rs15,000/year at 30% bracket.
Withdrawal at retirement?▾
Up to 60% as tax-free lump sum. Remaining 40% must buy an annuity.
NPS annuity rates?▾
Typically 5.5-7% p.a. This calculator uses 6% conservative estimate.
NPS vs PPF vs EPF?▾
EPF is mandatory. PPF: guaranteed 7.1% tax-free. NPS: market-linked, extra Rs50K tax break.