Compound Interest Calculator – All Frequencies
Calculate CI with monthly, quarterly, semi-annual, or annual compounding.
Inputs
Breakdown
–is interest
Principal
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Compound Interest
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Total Amount
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Effective Annual Rate
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Year-by-Year Breakdown
| Year | Opening Balance | Interest Earned | Closing Balance |
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Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
How does compounding frequency affect returns?▾
More frequent = higher effective yield. At 8% nominal: Annual = 8%. Monthly = 8.30% effective.
What is effective annual rate?▾
EAR = (1 + r/n)^n – 1. Always compare EAR not nominal rates.
Rule of 72?▾
Divide 72 by annual rate to estimate doubling time.
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