Step-Up SIP Calculator – Annual SIP Increment
See how increasing your SIP by 10% yearly can more than double your final corpus.
Inputs
Breakdown
–extra from step-up
Total Invested
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Step-Up Corpus
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Flat SIP Corpus
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Extra Wealth Created
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Year-by-Year Breakdown
| Year | Monthly SIP | Annual Investment | Step-Up Corpus | Flat SIP Corpus |
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Disclaimer: All calculations are for educational and illustrative purposes only. Results are estimates and do not constitute financial, tax, or investment advice. Tax calculations are based on FY 2024-25 rules. Actual returns may vary. Consult a SEBI-registered financial adviser or CA before making financial decisions. MarketFreeze is not a SEBI-registered investment adviser.
Frequently Asked Questions
What is a step-up SIP?▾
A SIP that increases monthly investment by a fixed percentage every year as your salary grows.
How much difference does step-up make?▾
Rs5,000/month flat SIP at 12% for 20 years = Rs49.9L. Same SIP with 10% annual step-up = Rs1.32 crore.
What step-up percentage to choose?▾
Match to expected salary hike. Even 5% step-up creates significantly more wealth.
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